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Proposer

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Quote Details

Sum Insured (N) Rate (%) Total Premium (N)
Limit Per Occurrence
Limit Anyone Period of Insurance (Aggregate Limit)
Annual Premium Due

Summary of Cover

**The minimum base premium due is N15,000. Please note that if it is less than that, your premium due will be adjusted to N15,000.

A) Accidental bodily injury to any person (other than a person employed under a contract of service or apprenticeship with the Insured where the injury arises out of and in the course of such employment or a member of the family of the insured)

B) Accidental damage to property (other than property owned by the Insured or held by him in trust or in his custody or control for which he is responsible)

Clauses/Extensions

Jurisdiction Clause

Litigation & Consent to Settle

Deliberate acts & Omissions Exclusions

30 Days Cancellation or Material Changes notification

Excess Clause

Cyber attack Exclusion Clause

See Excess below or 10% whichever is greater for each and every claim  
0-5Mn 150,000
5-10Mn 200,000
10-20Mn 250,000
20-50Mn 500,000
50 & Above 750,000

Exclusions

NOTE: This policy does not cover the insured against the following: Manufacturing and/or production, labelling, storage, filling, breaking-down transport of Fireworks, amunition, catridges, gun powder, fuses, explosives, toxic substances,toxic wast, gradual pollution, Marine liabilities, Internet service providers' liability, Tobacco products, sub-aqueous hydro-electric work, Aviation risks, Aircrafts.

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