"I, the Life Assured declare that over the last 10 years, I have not had the symptoms of or been diagnosed with and I’m not under current investigation or intending to have investigation for a heart, lung or circulatory disorder, high blood pressure, stroke, diabetes, kidney, liver, neurological disorders, HIV infection or AIDS, Hepatitis B or C, cancer, tumour/lump/polyps/or growth of any kind and during the past 2 years I was not hospitalised for more than 7 consecutive days."

**The liability of the Company does not commence until this Proposal has been accepted by the Company