A quick guide to short-term travel insurance

When planning a holiday which involves travelling, whether it’s a long holiday or short weekend break, your top priority should be travel insurance. You are just as likely to fall ill, have an accident or lose your belongings on a long weekend away or short city break as a longer holiday.

The holiday season is around the corner, and many will be preparing to travel. While travel insurance may seem like an unnecessary expense, having that peace of mind that you’re covered if you were to get robbed, lose your belongings, such as passport or travel documents, or worse case fall ill or have an accident is absolutely important for you to enjoy your holiday.

When purchasing travel insurance, be sure to get the right type and level of cover for your trip, you need to focus on identifying the features you need from the policy and purchase a policy that provides you covers that are adequate for you.

There are a range of policies covering a wide range of holiday destination, covers include:

• Emergency medical treatment
• Emergency dental treatment
• Repatriation back to your home country by air ambulance if needs be
• Lost, stolen, or damaged belongings and baggage
• Lost, stolen, or damaged travel documents, passports, tickets, or money
• Personal liability protection in case you injure someone or damage their property
• Cancellations, curtailments and delays
• Countless holiday based activities

The key is to ensure you have the right level of cover for your needs. Also check your home insurance, as sometimes you may already have cover for personal belongings and require less baggage cover with your holiday insurance. Learn more about travel insurance here.