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Money Market Fund: 8.63% p.a as @ 10-Nov-2021

Equity Income Fund: 6.92% YTD as @ 10-nov-2021

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Choose from our bouquet of health plans to access quality and affordable healthcare.

Also available on USSD, just dial *987*7#*987*7# to get started or click here to complete your transaction.

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Flexicare

An affordable health plan with access to quality healthcare for you and your loved ones for as low as ₦1,550 per month.

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Easycare

An affordable health plan with access to quality healthcare for you and your loved ones for as low as ₦2,050 per month.

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Valucare

Get a health cover that is designed to suit your specific needs and enjoy access to quality healthcare and superior service delivery for as low as ₦4,050 per month.

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Malaria plan

The Malaria Care Cover is a curative cover that offers basic Treatment and Follow-up consultation to customers for as low as ₦450 per month

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  • FLEXICARE
  • EASYCARE
  • VALUCARE
  • MALARIA PLAN
Flexi Benefits
General Care
Region of Cover Nigeria
Premium/Individual/Month ₦1,550
Premium/Individual/Quarter ₦4,175
Premium/Individual/Year ₦15,000
Out Patient limit/annum ₦50,000
In-patient limit/annum ₦100,000
Out Patient Care, General and Specialist Consultation Subject to Outpatient limit
Minor, Intermediate, Major Surgeries and Procedures • Wound dressing • Suturing of minor cuts and lacerations • Incision and drainage of abscesses • Minor ENT (Ear, Nose, Throat) procedures like ear syringing Covered
Prescribed Medicines And Drugs Subject to Outpatient/Inpatient limit
HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres Covered
Primary Eye Care Consultation, Examination, Simple or Primary Infection or Conditions and Medications Subject to Outpatient limit
Tests and Other services
Basic X-Rays, Laboratory and Diagnostic Tests Subject to Outpatient/Inpatient limit
Accidents and Emergencies Covered up to 25,000.00
Evacuation (Home/Hospital to Hospital and Road Side to Hospital) Subject to Outpatient limit
Admissions (Including Feeding) General Ward (limited to 20days)
Primary/Secondary Dental Care Covered up to 2,500.00 only

Eligibility- Up to 60years
When can I access these benefits?

Dear valued customer, please note that benefits such as;

  1. Outpatient Care and General Consultation
  2. Minor Surgeries and Procedures
  3. Prescribed Medicines And Drugs
  4. HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres
  5. Primary Eye Care Consultation
  6. Examination
  7. Simple or Primary Infection or Conditions and Medications
  8. Basic X-Rays
  9. Laboratory and Diagnostic Tests
  10. Accidents and Emergencies and Evacuation (Home/Hospital to Hospital and Road Side to Hospital)

will be available in Q1 upon consistent monthly payment.

Also, Admissions (Including Feeding) will be available from Q2 upon consistent monthly payment

While Primary/Secondary Dental Care benefit will be available from Q3 upon consistent monthly contributions

One year Moratorium on pre-existing / Chronic conditions

General Exclusions

    1. Cosmetic Surgery or treatment
    2. Teeth Whitening
    3. Dental Prosthesis
    4. Domiciliary/Hospice Care
    5. Alternative /Unorthodox medicine
    6. Neonatal care not listed under neonatal services
    7. Self-inflicted injuries
    8. Congenital abnormalities
    9. Conditions caused by an act of war, an epidemic or enrollee participating in a riot
    10. Treatment of substance abuse
    11. Infertility- All investigations and treatment.
    12. Orthodontics.
    13. Advanced radiological investigations (e.g. C.T. scan, Myelogram, EEG).
    14. Prosthetic devices such as cardiac pacemaker, orthopedic implants.
    15. Induced Abortion.
    16. Laser Treatments.
    17. Transplants.
    18. Management of Cancers
    19. Professional Sports and wilful exposure to needless danger
    20. Infectious and contagious diseases in an epidemic
    21. All procedures, management and investigations not covered by the plans

  • FLEXICARE
  • EASYCARE
  • VALUCARE
  • MALARIA PLAN
Easycare Benefits
General Care
Region of Cover Nigeria
Premium/Individual/Month ₦2,050
Premium/Individual/Quarter ₦5,550
Premium/Individual/Year ₦20,050
Out-patient limit/annum ₦75,000
In-patient limit/annum ₦100,000
Out Patient Care and General Consultation Subject to Outpatient limit
Prescribed Medicines And Drugs Subject to Outpatient/Inpatient limit
HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres Covered
Primary Eye Care Consultation, Examination, Simple or Primary Infection or Conditions and Medications Subject to Outpatient limit
NPI Immunizations (0 - 5yrs )- DPT, Hepatitis B, HiB (Pentavalent), BCG, Measles, Oral Polio, Vitamin A supplementation and yellow fever Covered
Accidents and Emergencies (Stabilization) Covered
Evacuation (Home/Hospital to Hospital and Road Side to Hospital) Covered
Tests and Other services

Basic X-Rays, Laboratory and Diagnostic Tests
a. Radiological services
  1. Plain X-rays of the limbs, spine, abdomen, pelvis, chest, skull
  2. Contrast studies
  3. Ultrasound scan
 Covered
b. Laboratory services
  1. Histopathology
  2. Hematological investigations
  3. Microbiological investigations
  4. Serology
  5. Clinical chemistry
 Covered
Psychiatry cover;
  1. Counselling
  2. Outpatient consultation and treatment
 Covered up to 8 weeks
Admissions (Including Feeding) General Ward (limited to 20days)
Dental Care Covered up to ₦3,000
Physiotherapy Sessions (Up to Approved Limits) 3 Sessions
Health Check: Physical Examination, Blood pressure, Urinalysis Covered
Minor, Intermediate, Major Surgeries and Procedures;
MINOR SURGERY AND PROCEDURES
  1. Wound dressing
  2. Suturing of minor cuts and lacerations
  3. Incision and drainage of abscesses
  4. Minor ENT (Ear, Nose, Throat) procedures like ear syringing
INTERMEDIATE SURGERY AND MAJOR SURGICAL PROCEDURES
  1. Minor wound debridement
  2. Lump excision
  3. Hernia repairs
  4. Appendectomy
  5. Closed reduction and manipulation of simple fractures and dislocations
  6. Surgery for hemorrhoids
  7. Endoscopy
  8. ENT procedures like Antral washouts, Tonsillectomy
  9. Surgery for ectopic pregnancy
  10. Myomectomy
  11. Elective Orthopedic Surgery
  12. General surgeries like Laparotomy
  13. Gynecological surgeries like Hysterectomy
  14. ENT surgeries like Adenotonsillectomy
Other complex surgeries such as Thyroidectomy, Open reduction and internal fixation of fractures, Brain surgeries, Vascular and nerve surgeries 		Covered up to 100,000

Eligibility- Up to 60years
When can I access these benefits?

Dear valued customer, please note that benefits such as;

  1. Out Patient Care and General Consultation
  2. Prescribed Medicines And Drugs
  3. HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres
  4. Primary Eye Care Consultation
  5. Examination
  6. Simple or Primary Infection or Conditions and Medications
  7. NPI Immunizations (0 - 5yrs )- DPT
  8. Hepatitis B, HiB (Pentavalent)
  9. BCG
  10. Measles
  11. Oral Polio
  12. Vitamin A supplementation and yellow fever
  13. Accidents and Emergencies (Stabilization)
  14. Evacuation (Home/Hospital to Hospital and Road Side to Hospital) and "Basic X-Rays
  15. Laboratory and Diagnostic Tests

will be available in Q1 upon consistent monthly payment.

Also, Psychiatry cover, Counselling, Outpatient consultation and treatment Admissions (Including Feeding) will be available from Q2 upon consistent monthly payment

While Dental care benefit will be available from Q3 upon consistent monthly contributions

Finally, "Minor, Intermediate, Major Surgeries and Procedures, physiotherapy Sessions (Up to Approved Limits),
Health Check:
Physical Examination, Blood pressure and Urinalysis

General Exclusions

    1. Cosmetic Surgery or treatment
    2. Teeth Whitening
    3. Dental Prosthesis
    4. Domiciliary/Hospice Care
    5. Alternative /Unorthodox medicine
    6. Neonatal care not listed under neonatal services
    7. Self-inflicted injuries
    8. Congenital abnormalities
    9. Conditions caused by an act of war, an epidemic or enrollee participating in a riot
    10. Treatment of substance abuse
    11. Infertility- All investigations and treatment.
    12. Orthodontics.
    13. Advanced radiological investigations (e.g. C.T. scan, Myelogram, EEG).
    14. Prosthetic devices such as cardiac pacemaker, orthopedic implants.
    15. Induced Abortion.
    16. Laser Treatments.
    17. Transplants.
    18. Complex major Surgeries (e.g. Heart, Brain and Great blood vessels).
    19. Neurological surgeries.
    20. Management of Cancers
    21. Professional Sports and wilful exposure to needless danger
    22. Infectious and contagious diseases in an epidemic
    23. All procedures, management and investigations not covered by the plans

  • FLEXICARE
  • EASYCARE
  • VALUCARE
  • MALARIA PLAN
Valucare Benefits
General Care
Region of Cover Nigeria
Premium/Individual/Month ₦4,050
Premium/Individual/Quarter ₦12,000.00
Premium/Individual/Annum ₦45,050
Out-patient limit/annum ₦150,000
Out Patient Care and General Consultation Subject to Outpatient limit
Minor Surgeries and Procedures • Wound dressing • Suturing of minor cuts and lacerations • Incision and drainage of abscesses • Minor ENT (Ear, Nose, Throat) procedures like ear syringing Covered
Prescribed Medicines And Drugs Subject to Outpatient/Inpatient limit
HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres Covered
Primary Eye Care Consultation, Examination, Simple or Primary Infection or Conditions and Medications Subject to Outpatient limit
X-Rays, Laboratory and Diagnostic Tests Subject to Outpatient/Inpatient limit
NPI Immunizations Covered
Accidents and Emergencies Covered
Evacuation (Home/Hospital to Hospital and Road Side to Hospital) Covered
Intensive Care Services Emergency only - 24 hours (Subject to In-patient limit)
Specialist Consultation Subject to Outpatient/Inpatient limit
Admissions (Including Feeding) General Ward
Psychiatry Cover up to 8 Weeks Subject to In-patient limit
Family Planning Services Pills, Injectables and Copper IUCDs
Primary/Secondary Dental Care Covered up to ₦10,000.00 only
Physiotherapy Sessions (Up to Approved Limits) 5 Sessions
Eye Care (Biennial Optical Lenses – Once in 2 years) Up to ₦7,500 only
Eye Testing Covered
Intermediate, Major Surgeries and Procedures Up to a total of 250,000
Health Screening at Designated Centres Physical examination, BMI, Urinalysis, PCV, blood pressure and Genotype
Advanced and Complex Investigations (Including CT Scan, MRI Scan) Emergency only
Fertility Services (Investigation Only) Counseling, SFA and USS
Antenatal Care and Delivery (Moratorium Applies) Covered after 12 months
Out Patient Care, In-Patient care, General and Specialist Consultation Covered after 12 months
Prescribed treatment Covered after 12 months
When can I access these benefits?

Dear valued customer, please note that benefits such as;

  1. Out Patient Care and General Consultation
  2. Minor Surgeries and Procedures
  3. Prescribed Medicines And Drugs
  4. HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres
  5. Primary Eye Care Consultation
  6. Examination
  7. Simple or Primary Infection or Conditions and Medications
  8. X-Rays
  9. Laboratory and Diagnostic Tests
  10. NPI Immunizations
  11. Accidents and Emergencies
  12. Evacuation (Home/Hospital to Hospital and Road Side to Hospital) and Intensive care services

will be available from Q1 upon consistent monthly payment.

Also, Specialist Consultation, Admissions (Including Feeding), Psychiatry Cover up to 8 Weeks and Family Planning Services will be available from Q2 upon consistent monthly contributions

While benefits such as;

  1. Primary/Secondary Dental Care
  2. Physiotherapy Sessions (Up to Approved Limits)
  3. Eye Care (Biennial Optical Lenses – Once in 2 years) and Eye Testing

will be available in Q3 upon consistent monthly contributions

After 1 year of consistent contributions, benefits like Antenatal Care and Delivery, Out Patient Care, In-Patient care, General and Specialist Consultation and Prescribed treatment will be accessible.

Finally, benefits such as;

  1. Intermediate
  2. Major Surgeries and Procedures
  3. Health Screening at Designated Centres
  4. Advanced and Complex Investigations (Including CT Scan, MRI Scan) and Fertility Services (Investigation Only)

will be available from Q4 upon consistent monthly payment.

General Exclusions

    1. Cosmetic Surgery or treatment
    2. Teeth Whitening
    3. Dental Prosthesis
    4. Domiciliary/Hospice Care
    5. Alternative /Unorthodox medicine
    6. Neonatal care not listed under neonatal services
    7. Self-inflicted injuries
    8. Congenital abnormalities
    9. Conditions caused by an act of war, an epidemic or enrollee participating in a riot
    10. Services primarily for weight reduction or treatment of obesity
    11. Treatment of substance abuse
    12. Infertility- All investigations and treatment.
    13. Orthodontics.
    14. Advanced radiological investigations (e.g. C.T. scan, Myelogram, EEG).
    15. Advanced and Complex investigations (e.g. Marrow biopsy, skeletal survey).
    16. Prosthetic devices such as cardiac pacemaker, orthopedic implants.
    17. Management of Chronic Renal Failure (Dialysis and Transplant Surgery).
    18. Induced Abortion.
    19. Laser Treatments.
    20. Transplants.
    21. Complex major Surgeries (e.g. Heart, Brain and Great blood vessels).
    22. Neurological surgeries.
    23. Management of Cancers
    24. Professional Sports and wilful exposure to needless danger
    25. Infectious and contagious diseases in an epidemic
    26. All procedures, management and investigations not covered by the plans

  • FLEXICARE
  • EASYCARE
  • VALUCARE
  • MALARIA PLAN
Malaria Benefits
General Care
Premium/Individual/Month ₦450
Premium/Individual/Quarter ₦1,250
Premium/Individual/6 Months ₦2,450
Premium/Individual/Annum ₦4,550
Region of Cover Nigeria
Region of Cover Nigeria
Testing kit (RDT + ACTs) Covered
Malarial treatments Covered
Out Patient Care (Malaria) Covered
Pharmacist Consultation (Malaria) Covered
Health tips on how to recover Covered

Exclusions

    Please note that other illnesses apart from malaria are not covered

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PhoneNo 08023456789
Policy Name Malaria Plan
Sum Assured N400,000
Period 1 Year
Premium N1,000.00

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Declaration

By clicking the PAYNOW button, I declare that to the best of my knowlege, the information supplied in proposal form and as displayed above is true and complete, I understand that the cover is not effective until acceptance of this proposal is confirmed and payment effected.

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