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Fixed Deposit

Fixed Deposits are low-risk debt instruments with a fixed time period of investment. Funds are deposited for a specified period at an agreed interest rate, typically quoted on a per annum basis. 

Baobab Microfinance Bank

Baobab Nigeria was legally registered in May 2009 and disbursed its first loan on March 8, 2010. It is a subsidiary of Baobab Group which is an investment company created by PlaNet Finance. Other investors include International Finance Corporation (IFC), AXA Group, Societe General, European Investment Bank (EIB).


Tenor(days) Rate Amount
90 7.10% ₦ 500,000 - ₦ 1,000,000
180 7.10% ₦ 500,000 - ₦ 1,000,000
360 7.10% ₦ 500,000 - ₦ 1,000,000
Pre-liquidation Charge: 25%
Sectoral Exposure: Micro-lending
Rating: No Rating

Griffin Finance Limited

Griffin Finance Limited (“GFL”), is a wholly owned subsidiary of Vetiva Capital Management Limited (“Vetiva Group”). Licensed by the Central Bank of Nigeria to carry on business as a Finance Company, it provides financial services as a non-bank financial intermediary with a corporate objective of providing financial and investment solutions.


Tenor(days) Rate Amount
90 2.38% ₦ 1,000,000 - ₦ 5,000,000
180 2.60% ₦ 1,000,000 - ₦ 5,000,000
360 3.05% ₦ 1,000,000 - ₦ 5,000,000
Pre-liquidation Charge: N/A
Sectoral Exposure: Micro-Lending

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